General Terms and Conditions for 1%-interest Loan
- The loan is paid as a low-interest loan, and cooperative and commercial banking contracts are not devised for the loans. The loan account must have an active turnover.
- The loan account must have an active turnover.
- The acceptance of the loan request and the details of the total sum and installments and the ability e determined through examining the turnover of the loan account.
- The institution has never in its entire history administered monetary penalties for deferred payments, and has only denied or made stricter the application for subsequent loans to the applicants.
- Currently, the collateral for the loan is based on the Sayyad Design Checks, the inquiry of which should not reveal any previous deferred/delayed payments. Furthermore, the borrower and the guarantor should not have outstanding loans in the banking system.
- No long-term loans are paid, and the installments are from one month to 36 months.
- The guarantor must not have a history of delayed payments in paying his/her own loan installments and those of whom he/she has endorsed.
Iran Cooper Industry Interest
Free Loan Fund
interest free loan
Qarz al-Hasna Mes Fund was established on 1983 in order to revive the tradition of Qarz al-Hasna and solve the issues and problems of the employees in Rafsanjan.
Electronic Services
Loan accounts and credits
Phone bank
Internet Bank and Mobile Bank